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Before Refinancing...

Read this illuminating WSJ article: 'Many popular Web resources, in fact, are financed by lenders, mortgage brokers or "lead generators" that connect borrowers with banks. At times, their advice can be downright harmful.'

Before Buying...

  • "it's a terrible time to buy when interest rates are low ... house prices will fall as interest rates rise, because a fixed monthly payment covers a smaller mortgage at a higher interest rate. Since interest rates have nowhere to go but up, prices have nowhere to go but down."
  • Learn why Christmas can be a good day to buy.

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